Skip to content

make property work for you

FIND OUT HOW STRATEGIES LIKE NEGATIVE GEARING CAN HELP YOU BUILD WEALTH THROUGH PROPERTY.

Australians love to invest in property. But not everyone has the time and knowledge to get started as a property investor. That’s where Hamptons Wealth can help.

experienced
property advisor

Hampton’s Wealth brings together financial advisers, mortgage brokers, tax advisers and legal professionals. Together, we can take a holistic view of your situation and goals – then create a strategy to match.

We can help you pay off your existing mortgages faster than you would think possible, and find cost-effective ways to fund your next purchase.

We can also advise you on whether tax strategies like pre-paying interest on your loan, or negatively gearing your property (receiving less in rental return than your interest payments and outgoings and claiming these costs at tax time) are appropriate for you.

We can even help you give your family members a step up in life, with a strategy that lets you help them get into their first home.

starting out? or growing your property portfolio?

Whether it’s your first investment property, or your third, Hamptons Wealth can help you:
  • Analyse your financial position and cash flow
  • Guide you through the buying process
  • Decide your strategy: including positive or negative gearing
  • Find a reputable managing agent
  • Set a budget that includes ongoing costs
  • Maximise your rental income
  • Claim capital works deductions on repairs and improvements over time
  • Identify areas with strong rental demand and growth
  • Protect your investment with insurance
  • Defer Capital Gains Tax (CGT) on a sale
  • Find the right loan
  • Plan your next purchase

meet scott and angel - everyday Australians who are building wealth through property

Find out how you can build a property portfolio to grow wealth and minimise tax.
their story

UNDERSTANDING GEARING STRATEGIES

POSITIVE GEARING is when the rental income you receive from your investment property is greater than the expenses associated with having the property, including mortgage payments, interest and maintenance. This means you may need to pay tax on your income.
NEGATIVE GEARING is when the costs of owning a property are higher than the rental income you receive. Because you are making a loss, you may be able to reduce your taxable income by this amount. This is called a ‘negative gearing strategy’.